PSX Dividend Income Calculator
Calculate PSX dividend income after withholding tax — 15% filer or 30% non-filer — from your shares and dividend per share, or investment and yield.
About the PSX Dividend Income Calculator
Dividend stocks are a favourite of Pakistani investors, but the amount that lands in your account is not the announced payout — withholding tax is deducted at source before the dividend reaches your CDC or broker account. This calculator shows your real, after-tax dividend income on PSX shares.
Work from either direction: enter your share count and the dividend per share (sum interim payouts for the annual figure), or your investment amount and the stock's dividend yield. Then pick your tax status — 15% for filers on the Active Taxpayers List, 30% for non-filers — and see gross dividend, tax withheld and net income in annual or quarterly view.
For most individual filers the 15% deduction is a final tax, meaning the dividend doesn't get taxed again in your return. Rates change with federal budgets and special regimes exist (mutual funds, certain exempt entities), so treat the output as an estimate and confirm current rates with FBR or your broker.
How to Use the PSX Dividend Income Calculator
- 1Choose your input mode: shares × dividend per share, or investment × yield.
- 2Enter your numbers — e.g. 1,000 shares at Rs. 8.5 annual dividend.
- 3Select 15% (filer) or 30% (non-filer) withholding tax.
- 4Read your gross, tax and net dividend in annual or quarterly view.
Frequently Asked Questions
How much tax is deducted on dividends in Pakistan?
15% for filers on the Active Taxpayers List and 30% for non-filers, withheld by the company before payment. On a Rs. 100,000 gross dividend, a filer receives Rs. 85,000 and a non-filer Rs. 70,000.
How much dividend will I earn on 1000 shares?
Multiply by the dividend per share and subtract the tax: 1,000 shares × Rs. 8.5 = Rs. 8,500 gross, which nets Rs. 7,225 for a filer at 15%. The calculator does this instantly and can split it per quarter.
Do I have to declare PSX dividends in my tax return if tax was already deducted?
Yes — you report the dividend and the tax withheld, but for most individuals the 15% is a final tax so no further tax is due on it. The withholding appears in your broker/CDC tax certificate.
Is becoming a filer worth it for dividend investors?
Almost always. A non-filer pays double the withholding (30% vs 15%) — on Rs. 500,000 of annual dividends that's Rs. 75,000 extra tax per year, far more than the cost of filing a return.
How do I calculate dividend income from yield?
Switch to investment × yield mode: Rs. 1,000,000 invested at a 9% dividend yield produces Rs. 90,000 gross per year — Rs. 76,500 net for a filer. Yields on PSX dividend stocks have commonly ranged from 5% to 12%.