Currency Converter
Convert between 30+ world currencies — USD, EUR, GBP, INR, PKR, AED and more — with daily mid-market exchange rates from the ECB.
About the Currency Converter
This free currency converter turns any amount from one currency into another using daily mid-market reference rates. Pick from more than 30 major currencies — including the US dollar, euro, British pound, Indian rupee, Pakistani rupee, UAE dirham, Saudi riyal, Japanese yen and Chinese yuan — enter an amount, and get the converted value plus the exchange rate in both directions.
Rates come from the European Central Bank's daily reference fixing, served through the free Frankfurter API. These are mid-market rates — the midpoint between buy and sell prices on the global market — the same benchmark rates you see quoted in the news. The tool shows the date each rate was published, so you always know how fresh it is.
A one-click swap button reverses the direction instantly, which is handy for double-checking travel budgets, freelance invoices, online shopping from foreign stores, and remittances. Keep in mind that banks and card networks add a margin of typically 1–4% on top of the mid-market rate.
How to Use the Currency Converter
- 1Enter the amount you want to convert.
- 2Choose the source currency (e.g. USD) and the target currency (e.g. INR).
- 3Click Convert to fetch the latest daily rate and see the result.
- 4Use Swap to reverse the direction, and note the rate date shown with the result.
Frequently Asked Questions
How does the currency converter get its rates?
Rates come from the Frankfurter API, which republishes the European Central Bank's daily reference rates. The ECB publishes these around 16:00 CET on working days, so the rate updates once per business day rather than in real time. The rate date is displayed with every result so you can see exactly which day's fixing was used.
What is a mid-market exchange rate?
The mid-market rate is the midpoint between the buy and sell prices of two currencies on the global market — the fairest snapshot of what a currency is really worth. It's the rate you see on Google and in financial news. Banks, card networks and money-transfer services add their own margin, so the rate you actually get is usually 1–4% worse.
Why is the converted amount different from what my bank charged?
Banks and payment providers apply a retail rate that includes a spread over the mid-market rate, plus possible flat fees or foreign-transaction charges. A 2% margin on a $1,000 conversion costs you $20 before any fixed fee. Use this tool to know the fair benchmark, then compare it against the total your provider quotes.
How often do exchange rates update here?
Once per working day, following the ECB's reference fixing published in the afternoon Central European Time. Weekends and European public holidays reuse the last available fixing. For casual conversions, budgeting and invoicing this is plenty; for live trading you would need a real-time feed from a broker.
Which currencies are supported?
Around 30 widely used currencies covered by the ECB reference list, including USD, EUR, GBP, INR, PKR, AED, SAR, JPY, CNY, AUD, CAD, CHF, SGD, HKD, KRW, TRY, ZAR, BRL and MXN. If a currency pair isn't quoted directly, the rate is derived through the euro, which is standard practice for reference rates.
Is 1 USD to INR the same everywhere?
The mid-market USD/INR rate is a single global benchmark at any given moment, but what you're actually offered differs by provider. Airport kiosks are typically worst, banks add 2–4%, and specialist transfer services get closest to mid-market. This converter shows the benchmark so you can judge any offer against it.