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Customer Lifetime Value Calculator

Estimate customer lifetime value from average order, purchase frequency, margin and lifespan — with a sensitivity table and CLV-to-CAC guidance. Free.

About the Customer Lifetime Value Calculator

Customer lifetime value (CLV or LTV) is the total profit a typical customer generates over their whole relationship with your business — the number that tells you how much you can afford to spend acquiring one. This calculator uses the standard formula: CLV = average order value × purchases per year × gross margin % × customer lifespan in years.

For example, an online store with a 2,000 average order, customers buying 6 times a year, a 30% gross margin and a 3-year average lifespan has CLV = 2,000 × 6 × 0.30 × 3 = 10,800 per customer — even though lifetime revenue is 36,000. The margin step matters: CLV built on revenue instead of profit overstates what you can spend on ads. A sensitivity table shows how CLV moves as lifespan changes, because retention is usually the strongest lever.

E-commerce sellers, subscription businesses and agencies use CLV with customer acquisition cost (CAC): the classic health benchmark is a CLV at least 3 times CAC. If the store above pays 5,000 to acquire a customer, the 10,800 CLV gives a ratio of 2.2 — workable but thin; improving retention from 3 to 4 years lifts CLV to 14,400 and the ratio to 2.9.

How to Use the Customer Lifetime Value Calculator

  1. 1Enter your average order value and how many times a customer buys per year.
  2. 2Enter your gross margin percentage.
  3. 3Enter the average customer lifespan in years.
  4. 4Read the CLV, lifetime revenue and the lifespan sensitivity table.

Frequently Asked Questions

How do I calculate customer lifetime value with an example?

CLV = average order value × purchase frequency per year × gross margin × lifespan. With a 2,000 order value, 6 purchases a year, 30% margin and 3-year lifespan: 2,000 × 6 × 0.30 × 3 = 10,800 of lifetime gross profit per customer.

Should CLV use revenue or profit?

Profit — apply your gross margin. The example customer generates 36,000 of lifetime revenue but only 10,800 of gross profit. Marketing budgets funded from revenue-based CLV routinely overspend by 2–3x, because acquisition costs must be recovered from margin, not sales.

What is a good CLV to CAC ratio?

The widely used benchmark is 3:1 — lifetime profit at least three times the cost to acquire the customer. Below ~2:1 growth burns cash; far above 5:1 may mean you are under-investing in growth. With CLV of 10,800, a healthy CAC ceiling is around 3,600.

How do I estimate customer lifespan if I don't know it?

Use lifespan = 1 ÷ annual churn rate. If 25% of customers stop buying each year, average lifespan ≈ 1 ÷ 0.25 = 4 years; at 50% churn it is 2 years. New businesses without history can start with 1–3 years and refine as data accumulates — the sensitivity table shows the impact of being wrong.

What is the fastest way to increase CLV?

In order of typical impact: retention (each extra year of lifespan adds a full year of profit — moving from 3 to 4 years lifts the example CLV from 10,800 to 14,400), purchase frequency (email/WhatsApp reorder campaigns), then average order value (bundles, upsells). Margin improvements multiply everything.

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